Updated 2025/2026

Home loan simulation in Morocco — compare 16 banks

Compare offers from 16 Moroccan banks in seconds — free and no commitment

✓ Rates updated 2025/2026
✓ Conventional banks
✓ Instant results
MAD

Max debt ratio: 45%

MAD
200 000 MAD5 000 000 MAD

Instant estimate

%= 160.000 MAD

Amount borrowed

640.000 MAD

0%50%
Property price

800.000 MAD

Down payment

20% (160.000 MAD)

To borrow

640.000 MAD

Term

20 years

Personalised results in under 2 seconds — 100% free

16 banks compared
100% free, no commitment
Your data stays confidential
Result in 30 seconds

13 offers compared

Personalised results for your property project

Amount borrowed
640.000 MAD
Term
20 years
Best monthly payment
4.215 MAD/month
Accessible offers
13 banks

Indicative rates — updated: September 2026

Rates and monthly payments are indicative, based on banks’ public rate schedules — last updated September 2026. Confirm the exact offer with the bank.

Sources: Bank Al-Maghrib, Tamwilcom, Ministry of Housing

Indicative simulation, not a credit offer. CréditMaroc is not a credit institution.

According to published rate grids, 13 banks offer this loan for your profile (Permanent). Indicative rates from 4.98% to 5.92%.

Unlock the bank-by-bank details.

Unlock the full 16-bank breakdown

Leave your details to see every rate, monthly payment and offer in detail — free.

  • Bank-by-bank offer details
  • Your simulation as a PDF and by email
  • Saved in your space + document checklist

Estimated purchase costs: ~66.920 MAD

Registration duties, land registry, notary — on top of your down payment.

Total project budget : 866.920 MAD · Property price + purchase costs

Your loan over time

over 20 years — for the best offer

0326k653k036912151820
Principal repaidRemaining balanceCumulative interest

Prepayment

What if I prepay a lump sum?

MAD/month

Interest saved

68.807 MAD

Term shortened

3 yr 4 mo

Planning to rent this property? Enter the expected monthly rent to estimate your net cash flow after the payment.

MAD

Payment: 4.215 MAD/month

Net monthly cash flow

-515 MAD/month

i.e. -6.179 MAD / year

Rent covers 88% of the payment

Disclaimer: Indicative rates updated regularly. Displayed rates are for information only and may vary with your profile, banking history and market conditions. Contact banks directly for personalised, contractual offers.