Guides & advice
Everything you need to know to buy, finance and insure a property in Morocco.
How to buy your first property in Morocco — the complete guide
Budget, down payment, choosing the property, loan, notary and fees: the first-time buyer’s full journey in Morocco, step by step.
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Home loan in Morocco: the step-by-step process and the documents to provide
From simulation to loan approval: how a home-loan application unfolds and the documents to gather.
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How to check a property before buying in Morocco
Land title, mortgages, condition, charges: the checklist of verifications before signing.
Read the guideDo you need home insurance in Morocco? What to know
Mandatory or not, which cover, at what price: the essentials on home insurance in Morocco.
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Mourabaha financing vs conventional home loan: how to choose
Fixed margin or interest, transparency, total cost: how to choose between mourabaha and a conventional loan.
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Borrowing capacity: how to calculate it before starting your search
The 45% rule, the impact of term and down payment: calculate what you can borrow.
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Fixed or variable rate: which to choose in Morocco
The security of a fixed rate or the flexibility of a variable one: the comparison to choose well in Morocco.
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Home loan rates in Morocco in 2026: what to expect
2026 rate ranges, the difference between rate and APR, and the levers to secure the best offer.
Read the guideNotary fees and acquisition costs in Morocco: the full calculation
Registration duties, land registry, fees: the detail of the ~6 to 8% of costs to plan on top of the price.
Read the guideFOGARIM and Damane Assakane: the state-guaranteed home loan
Two public guarantee schemes to access ownership with modest or middle incomes.
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Documents required for a home loan in Morocco
The checklist of documents to gather — identity, income, statements and sale agreement — for a strong file.
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Borrower insurance in Morocco: what to know before signing
Mandatory with a loan, it weighs on the total cost: understand it and negotiate it.
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Home loan for Moroccans abroad (MRE): buying in Morocco from overseas
Financing a purchase in Morocco from abroad: MRE-specific conditions, loan currency, down payment, documents and pitfalls to avoid.
Read the guideLoan buyback in Morocco: consolidate and lower your monthly payments
Too many monthly payments, a rate that has become too high? A loan buyback lets you consolidate or renegotiate your loans. Principle, benefits and limits in Morocco.
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