Notary & purchase costs
Notary fees calculator for Morocco (2026)
On top of the price, buying a property in Morocco comes with purchase costs — around 6 to 8% of the price. Estimate them item by item and calculate the real budget to plan.
Excl. VAT, between 0.5% and 1% of the price
| Item | Amount |
|---|---|
| Registration duties · 4 % | 32.000 MAD |
| Land registry (title) · 1.5 % | 12.000 MAD |
| Notary fees (VAT incl.) · 1 % | 8.800 MAD |
| Mortgage registration · 1.5 %estimate | 9.600 MAD |
| Loan deed (fees + VAT) · 0.5 %estimate | 3.520 MAD |
| Misc. (stamps, copies, certificate)estimate | 1.000 MAD |
8.4% of the price
Down payment (160.000 MAD) + costs (66.920 MAD)
Indicative estimate — the exact amount is set by your notary.
What the costs include
Registration duties
The largest item: about 4% of the price for a standard property, 3% for eligible social housing. Paid to the tax administration when the deed is registered.
Land registry (title)
Registering the property in your name on the land title: about 1.5% of the price, plus small fixed fees (certificate of ownership).
Notary fees (VAT incl.)
The notary drafts and secures the deed: about 0.5 to 1% of the price, plus VAT. They also collect the taxes above on your behalf.
Mortgage registration
With a loan, also plan for the mortgage registration and the loan deed. These amounts are estimates: ask your notary for the details.
Frequently asked questions
What are the purchase costs of a property in Morocco?
Expect about 6 to 8% of the price: registration duties (4%, or 3% for social housing), land registry (~1.5%), and notary fees (0.5 to 1% + VAT), plus miscellaneous costs.
Are notary fees included in the loan?
Usually not: banks finance the property price but rarely the purchase costs, which you pay on top of your down payment. Plan for them in your budget.
Is there a reduction for social housing?
Yes, registration duties are reduced (3% instead of 4%) for eligible social housing, and some schemes provide exemptions.