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Banque Populaire home loan simulation 2026

Simulate your home loan and compare Banque Populaire with other Moroccan banks.

MAD

Max debt ratio: 45%

MAD
200 000 MAD5 000 000 MAD

Instant estimate

Property price

800.000 MAD

Down payment

20% (160.000 MAD)

To borrow

640.000 MAD

Term

20 years

Personalised results in under 2 seconds — 100% free

Banque Populaire is historically close to Moroccans living abroad (MRE) and salaried profiles, with a regional decision structure. Estimate your Banque Populaire home-loan payment below, then compare it with other banks to position your file before any meeting.

13 offers compared

Personalised results for your property project

Amount borrowed
640.000 MAD
Term
20 years
Best monthly payment
4.215 MAD/month
Accessible offers
13 banks

Indicative rates — updated: September 2026

Rates and monthly payments are indicative, based on banks’ public rate schedules — last updated September 2026. Confirm the exact offer with the bank.

Sources: Bank Al-Maghrib, Tamwilcom, Ministry of Housing

Indicative simulation, not a credit offer. CréditMaroc is not a credit institution.

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Your loan over time

over 20 years — for the best offer

0326k653k036912151820
Principal repaidRemaining balanceCumulative interest

Prepayment

What if I prepay a lump sum?

MAD/month

Interest saved

68.807 MAD

Term shortened

3 yr 4 mo

Planning to rent this property? Enter the expected monthly rent to estimate your net cash flow after the payment.

MAD

Payment: 4.215 MAD/month

Net monthly cash flow

-515 MAD/month

i.e. -6.179 MAD / year

Rent covers 88% of the payment

Disclaimer: Indicative rates updated regularly. Displayed rates are for information only and may vary with your profile, banking history and market conditions. Contact banks directly for personalised, contractual offers.

Rates updated as of September 2026Reference framework: Bank Al-Maghrib policy rate.

Frequently asked questions

Is Banque Populaire suited to MREs?

Banque Populaire offers dedicated support for Moroccans abroad financing a property in Morocco remotely. Our home-loan-from-France guide details documents and powers of attorney.

How do you get the best Banque Populaire rate?

Raise your down payment, show stable income and make banks compete. The simulator above compares Banque Populaire with other institutions on your figures.

Indicative simulation, not contractually binding. Real rates and premiums depend on your file and the institution.