CIH Bank home loan simulation 2026
Simulate your home loan and compare CIH Bank with other Moroccan banks.
CIH Bank is one of the most active banks for home loans in Morocco, with digital offers and a wide branch network. Use the simulator below to estimate your monthly payment with CIH Bank, then compare it instantly with 15 other Moroccan banks — the best rate depends on your profile, not the logo.
13 offers compared
Personalised results for your property project
Indicative rates — updated: September 2026
Rates and monthly payments are indicative, based on banks’ public rate schedules — last updated September 2026. Confirm the exact offer with the bank.
Sources: Bank Al-Maghrib, Tamwilcom, Ministry of Housing
Indicative simulation, not a credit offer. CréditMaroc is not a credit institution.
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Your loan over time
over 20 years — for the best offer
Prepayment
What if I prepay a lump sum?
Interest saved
68.807 MAD
Term shortened
3 yr 4 mo
Planning to rent this property? Enter the expected monthly rent to estimate your net cash flow after the payment.
Payment: 4.215 MAD/month
Net monthly cash flow
-515 MAD/month
i.e. -6.179 MAD / year
Rent covers 88% of the payment
Disclaimer: Indicative rates updated regularly. Displayed rates are for information only and may vary with your profile, banking history and market conditions. Contact banks directly for personalised, contractual offers.
Frequently asked questions
How do you simulate a CIH Bank home loan?
Enter the property price, your down payment, the term and your income in the simulator above: you get an estimated monthly payment and a comparison with other banks. The real rate is confirmed by CIH Bank after reviewing your file.
Does CIH Bank offer FOGARIM?
Moroccan banks build public-guarantee files (FOGARIM / Damane Assakane) for eligible profiles. Check your eligibility with your adviser; our FOGARIM guide details the conditions and documents to prepare.
Indicative simulation, not contractually binding. Real rates and premiums depend on your file and the institution.